Can I Get a Home Loan with a Default in NZ? Your 2026 Guide to Saying Yes
What if your credit default was just a minor speed bump instead of a brick wall? If you’ve been asking yourself, “can i get a home loan with a…
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Krish Krishna founder director of Mortgage Suite Limited embarked on this journey way back in 2000 after 18yrs of successful career in Banking, which means it’s been more than a decade continuing successfully, serving people on their financial requirement. Krish, who has been passionately working in banking and finance sector and has rich experience over the years especially in financial advice, mortgage broking and also in retail, commercial and corporate banking sector including operations management. His expertise consulting and experience in arranging loans and managing finance has gained him much trust and reputation in this sector. He has the ability to overcome challenges and negotiate the best options and deals for his clients’ unique requirements. He has set a mark in this sector by personally settling well over a billion dollars in residential, commercial and business loans.
Find Loan Products We Offers
Home Loan
Owing a House is a dream of almost every individual and it’s an asset for a lifetime. There is lot that goes into making this dream come true. We help to furnish your dream to reality.
Commercial Loan
Whether you are existing commercial property owner or a newbie to this market, there are a lot of challenges to overcome before a bank will say ‘yes’.
Business Loan
We have access to a wide variety of lenders for Business Loans for the following:
- Start-up business
- Working capital
Loans We Specialise In
Home Loans
First Home Buyers
Non Bank Lending
Refinance
Commercial Loans
Business Loans
Property Funding
Bridging Finance
MORTGAGE CALCULATOR
Some of our Awesome Testimonials
Pat Titirangi
I first went to Krish when looking to purchase a property in Auckland in May, 2011. Krish was brilliant to deal with, kept it simple, got us a much better deal than we were facing in going direct to the banks and took all the stress away...
D Holmes London
Krish has been our single point of contact for financing our property portfolio. Not only has he been our mortgage broker, he has been a sounding board, a negotiator and adviser since 1997, and we trust him implicitly...
The Reeves Family Auckland
I was introduced to Krish through my manager who had utilised his services over the years. This was the first time we had used a broker instead of having direct dealings with the bank. After going to the bank and receiving advertised rates ...
Rhys and Andrea Auckland
Krish Is a wonderful mortgage broker. Kind, helpful and trustworthy – all aspects we were looking for as first home buyers..
Jamie and Liberty Auckland
Krish Is a wonderful mortgage broker. Kind, helpful and trustworthy – all aspects we were looking
for as first home buyers...
Antony & Bianca Morris Auckland
Krish has helped us through the process of buying 2 houses now- it really is a very complicated and
stressful process and it was such a huge help for us being able to add a true expert in our team...
Andrew Lloyd Auckland
I was initially referred to Krish Krishna by a work colleague. I was a bit sceptical at first that Krish
was going to be able to get me a better deal on my mortgage...
Kelly Johnstone Auckland
I have utilised the services of Krish on several occasions. He provides solid sound advice and is
committed to ensuring that the customer receives the...
Tasha Barton Centre Director- Grey Lynn Kindercare
I have been dealing with Krish as my mortgage broker for the last 3-4 years, during this time I have
remortgaged, sold and bought a new house and changed all my insurances...
Jenn Adams Formerly of Auckland, now resident of Malaysia
Ever since a friend recommended Krish to us when we were looking at buying our first home, we have never looked back since. He helped us in getting our first mortgage...
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