Services
services we offer
Loan
Home Loans
Owing a House is a dream of almost every individual and it’s an asset for a lifetime. There is lot that goes into making this dream come true. We help to furnish your dream to reality. Quick and easy home loans are available at best interest rate. We assure of fair terms, flexibility and total transparency. We strongly feel that there should be nothing that should come in the way of realizing your dream house into reality.. Read More
First Home Buyers
Buying a first home is an exciting prospect but quite daunting for many. This is where we come in. Involve us at an early stage to guide you throughout the process.
There are a lot of questions with no “one loan fits all” case
• How much can I borrow?
• How much deposit do I need?
• What sort of properties are suitable?
• Can I use Kiwisaver for my deposit?
• What are the costs involved in buying a property (legal costs, valuation fee’s, property inspections etc)?
Business Loans
We have access to a wide variety of lenders for Business Loans for the following:
• Start-up business
• Working capital
• Equipment finance
Commercial Loans
Whether you are existing commercial property owner or a newbie to this market, there are a lot of challenges to overcome before a bank will say ‘yes’.
Things to look out for are:
• How much can you borrow?
• Is the property suitable as a security to the bank?
• Will it be owner-occupied or leased?
• Who is the lessee?
• What is the nature of their business?
• Lease terms
• Annual rent
• Who pays the property outgoings?
• Earthquake rating
Unlike housing loans, interest rate on commercial properties is determined by the quality of all the information mentioned above.
Welcome Home Loans
• You can borrow up to 90% of the purchase price. The maximum value of a home varies by region ($400,000-$600,000 or existing properties, $450,000-650,000 for new properties).
• To be eligible you must have an individual income for less than $85000 and a combined income of less than $130,000.
• You must live in the home.
Refinance
If you feel that you are not getting the best deal from your bank, the level or service you want or you have not had the right advice on how to best structure your loans then we can help. We will meet with you, understand your financial position, help you set your financial goals and either restructure your facilities with your existing lender with better terms, better interest rates OR refinance on a better deal.. Read More
Property Development Funding
Development funding is available from $100,000 to $100 million. Whether you are looking to add a granny flat or multiple property development, we have access to both bank and private lenders.
Bridging Finance
Found a house but unable to sell your existing dwellings in time? We can arrange bridging finance either through a mainstream bank or private lenders.
How can we help you?
We’ll find out your financial goals and match your needs to the lender that best suits you
We’ll negotiate a better deal as we have access to a range of lenders willing to negotiate with special offers and discounted interest rates.
It’s simple and fast; we will be doing the running around and take the stress out of your hands.
