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Why Are Interest Rates Going Up If The OCR Is Going Down?
You wouldn’t be alone if you got a bit of a shock last week when Westpac […]
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10 Smart Ways To Pay Less Interest On Your Mortgage
No one wants to pay more interest than they have to. However, most people think in […]
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What Should I Do When Interest Rates Decrease?
It is always an exciting moment for homeowners when mortgage rates start to track downwards. Climbing […]
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What Mortgage Structure Is Best – Fixed, Floating or Splitting?
You can take your best guess at what might happen in the coming months and years, […]
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How To Pay Off Your Mortgage Faster
For many Kiwis, a mortgage is going to be their biggest financial commitment ever! So, you […]
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Why Is Everyone Switching Banks Right Now?
You’ve probably seen the headlines. There are currently record numbers of borrowers switching their mortgages to […]
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Why Don’t Interest Rates Drop As Quickly As The OCR Does?
The OCR is up for review again on 9th July 2025. While opinions are somewhat divided, […]
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What Does The Reserve Bank Look At In An OCR Review?
In their most recent review, the Reserve Bank announced a reduction of the OCR to 3.25%. […]
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Is The NZ Property Market Recovering?
Bank lending is up and the OCR is coming down. What does that mean for the […]
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