First home buyers guide

How To Keep Your Finances Attractive To Lenders Over Summer

How To Keep Your Finances Attractive To Lenders Over Summer

Summer is traditionally a time of big spending. With Christmas, family holidays and guests staying all […]

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Another OCR Cut – Now What For Your Mortgage?

Another OCR Cut – Now What For Your Mortgage?

Another OCR announcement and another OCR cut. This is great news, of course. But, just how […]

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Should I Consider A Floating Mortgage Rate?

Should I Consider A Floating Mortgage Rate?

The moment has come for mortgage holders, the mortgage rates are finally getting better! The OCR […]

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Why Are The Longer Fixed Rates Lower And Should You Take Them?

Why Are The Longer Fixed Rates Lower And Should You Take Them?

In August 2024, the Reserve Bank finally did what all mortgage holders were hoping for and […]

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Mortgage Rates Are Coming Down – How Long Should I Fix For?

Mortgage Rates Are Coming Down – How Long Should I Fix For?

It happened! Mortgage holders nationwide rejoiced at the recent RBNZ decision to lower the OCR. The […]

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Why Are Mortgage Rates Going Down When The OCR Isn’t?

Why Are Mortgage Rates Going Down When The OCR Isn’t?

In the last couple of weeks, the major banks have all announced reductions in their fixed […]

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Why Is It Taking So Long For Inflation To Go Down?

Why Is It Taking So Long For Inflation To Go Down?

Inflation. It is a word we’ve heard a lot of in NZ recently. It is the […]

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New Debt-To-Income Ratios: What You Need To Know

New Debt-To-Income Ratios: What You Need To Know

The Reserve Bank has indicated that the debt-to-income ratios they had been signalling will be introduced […]

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Are Short Term Mortgage Rates Better Than Longer Ones?

Are Short Term Mortgage Rates Better Than Longer Ones?

Are Short Term Mortgage Rates Better Than Longer Ones? The question on everyone’s lips… when will […]

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