First home buyers guide

Why Are The Longer Fixed Rates Lower And Should You Take Them?

Why Are The Longer Fixed Rates Lower And Should You Take Them?

In August 2024, the Reserve Bank finally did what all mortgage holders were hoping for and […]

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Mortgage Rates Are Coming Down – How Long Should I Fix For?

Mortgage Rates Are Coming Down – How Long Should I Fix For?

It happened! Mortgage holders nationwide rejoiced at the recent RBNZ decision to lower the OCR. The […]

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Why Are Mortgage Rates Going Down When The OCR Isn’t?

Why Are Mortgage Rates Going Down When The OCR Isn’t?

In the last couple of weeks, the major banks have all announced reductions in their fixed […]

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Why Is It Taking So Long For Inflation To Go Down?

Why Is It Taking So Long For Inflation To Go Down?

Inflation. It is a word we’ve heard a lot of in NZ recently. It is the […]

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New Debt-To-Income Ratios: What You Need To Know

New Debt-To-Income Ratios: What You Need To Know

The Reserve Bank has indicated that the debt-to-income ratios they had been signalling will be introduced […]

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Are Short Term Mortgage Rates Better Than Longer Ones?

Are Short Term Mortgage Rates Better Than Longer Ones?

Are Short Term Mortgage Rates Better Than Longer Ones? The question on everyone’s lips… when will […]

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Where Does Your Money Go When Interest Rates Rise?

Where Does Your Money Go When Interest Rates Rise?

In the last couple of years, interest rates have crept up and up. In fact, many […]

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Why Are Interest Rates So Volatile Right Now?

Why Are Interest Rates So Volatile Right Now?

2023 closed with the promise of interest rate relief hanging in the air. The inflation numbers […]

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What Will Happen To Interest Rates In 2024?

What Will Happen To Interest Rates In 2024?

New year, new interest rates? That’s what most mortgage holders are hoping for anyway! But, will […]

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