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Why Is Everyone Switching Banks Right Now?
You’ve probably seen the headlines. There are currently record numbers of borrowers switching their mortgages to […]
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Why Don’t Interest Rates Drop As Quickly As The OCR Does?
The OCR is up for review again on 9th July 2025. While opinions are somewhat divided, […]
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What Does The Reserve Bank Look At In An OCR Review?
In their most recent review, the Reserve Bank announced a reduction of the OCR to 3.25%. […]
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Is The NZ Property Market Recovering?
Bank lending is up and the OCR is coming down. What does that mean for the […]
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Is A Cash-Back Deal Worth Switching Your Mortgage To A New Lender?
Should you switch your mortgage to another bank? Currently, many banks are offering enticing cash-back offers […]
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How To Choose A Fixed Rate Term
Sometimes, it can feel like a gamble to refix your mortgage. Should you fix long, or […]
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How To Keep Your Finances Attractive To Lenders Over Summer
Summer is traditionally a time of big spending. With Christmas, family holidays and guests staying all […]
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Another OCR Cut – Now What For Your Mortgage?
Another OCR announcement and another OCR cut. This is great news, of course. But, just how […]
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Should I Consider A Floating Mortgage Rate?
The moment has come for mortgage holders, the mortgage rates are finally getting better! The OCR […]
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